Gwamanda, M., & De Jesus, C. (2020). Why do South Africans use stokvels and what are the barriers that prevent participation in the formal financial sector? College of Accounting.
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Chicago Style (17th ed.) Citation
Gwamanda, Mbali, and Carlos De Jesus. Why Do South Africans Use Stokvels and What Are the Barriers That Prevent Participation in the Formal Financial Sector? College of Accounting, 2020.
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MLA (9th ed.) Citation
Gwamanda, Mbali, and Carlos De Jesus. Why Do South Africans Use Stokvels and What Are the Barriers That Prevent Participation in the Formal Financial Sector? College of Accounting, 2020.
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Warning: These citations may not always be 100% accurate.