Testing the appetite of potential players in the housing microfinance field to develop niche loans for backyard shack formalization by Rousseau, Eloise

“…Backyard shacks in formalized areas create a number of problems relating to urban management and public health; however backyard shacks have enormous potential as a means of achieving high-level government policy objectives such as densifying existing serviced neighbourhoods. …”
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The sustainability of microfinance institutions in South by Lekatsa, Teboho

“…Modern microfinance programs are focused on the population that is largely neglected by the formal financial sector, specifically women. …”
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Understanding the saving behavior of poor households: evidence from Egypt by Helmy, Imane Abdel Fattah

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Stokvels as alternative microfinance institutions : conversations with women from Venda

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The impact of the National Credit Act on micro lending sales in a bank in South Africa

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Loan growth and risk: evidence from microfinance institutions in Africa by Moyi, Eliud Dismas

“…Since microfinance institutions (MFIs) provide financial services such as loans, savings and insurance to poor clients who face exclusion from formal financial institutions, they are considered as one of the most prolific tools to alleviate poverty and achieve financial inclusion in developing countries. …”
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Microfinance adoption as a mechanism for financial inclusion by entrepreneurs in rural South Africa

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Assessing the impact of collapse of microfinance institutions on its customers in Ghana (A Case Study of The Kumasi Metropolis) by BAKU, DANIEL

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The determinants of interest rates in the informal financial sector and its effects on microfinance - a case study of the Ashanti Region of Ghana by Banibensu, Elike Mensa

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Why do South Africans use stokvels and what are the barriers that prevent participation in the formal financial sector? by Gwamanda, Mbali

“…The exclusion of people from the formal financial sector has led to the growth of microfinance globally. …”
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Empirical studies on culture, individual finance choices, and the performance of financial intermediaries by Ndakoh, Tony Anyangwe

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The effects of interest rate ceilings on the mocrofinance market: A case study of a microlender.

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Credit demand and credit rationing in the informal financial sector in Uganda by Okurut, Francis Nathan

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Financial services for poor South Africans : an analysis of financial serivices cooperatives by Nigrini, Morne

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Financial inclusion of rural smallholder farmers in Nigeria : measurement issues, impact on livelihood and implications for policy interventions

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The applicability of the Grameen Bank model in South Africa by Kobrin, Peta

“…In addition, borrowers are unable to create microenterprises that effectively compete with the formal economy. Microfinance institutions could address operational inefficiency by making use of the community based lending structures already operating under the Grameen philosophy, known as stokvels, and by embracing cell phone technology. …”
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The role of the informal sector in housing provisioning in Kumasi by Appiah-Kusi, Gladys

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Investment-stokvels : using co-operative finance for bridging the credit gap to micro-finance start-ups and SMEs in South Africa

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