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Financial inclusion in South Africa: a quasi-experimental approach

Includes abstract.

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Main Author: Brooks, Laura
Other Authors: Leibbrandt, Murray
Format: Thesis
Language:English
Published: School of Economics 2015
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access_status_str Open Access
author Brooks, Laura
author2 Leibbrandt, Murray
author_browse Brooks, Laura
Leibbrandt, Murray
author_facet Leibbrandt, Murray
Brooks, Laura
author_sort Brooks, Laura
collection Thesis
description Includes abstract.
format Thesis
id oai:open.uct.ac.za:11427/12186
institution University of Cape Town (South Africa)
language eng
last_indexed 2026-06-10T12:48:19.454Z
license_str Not specified — see source repository
provenance_str_mv Harvested via OAI-PMH from UCTD — University of Cape Town Open Access Repository
publishDate 2015
publishDateRange 2015
publishDateSort 2015
publisher School of Economics
publisherStr School of Economics
record_format dspace
source_str UCTD — University of Cape Town Open Access Repository
spelling oai:open.uct.ac.za:11427/12186 Financial inclusion in South Africa: a quasi-experimental approach Brooks, Laura Leibbrandt, Murray Economics Includes abstract. Includes bibliographical references. A regressive discontinuity was implemented on the National Income Dynamics Study data in order to assess the impact of an exogenous increase in income, simulated by pension eligibility on the composition of low-income individuals' financial portfolio composition. This was done to facilitate an investigation into the determinants of demand for various formal and informal financial instruments. It was confirmed that this substantial increase in income has a significant effect on the composition of poor individuals' financial portfolios. In addition, several trends emerged: most notable, a stark difference between the response of males and females to this increase in income. It was concluded that the approach of this study provides an effective way to heighten our understanding of the financial lives of the poor, and so to enhance our efforts to alleviate poverty and inequality in South Africa. 2015-01-15T08:58:10Z 2015-01-15T08:58:10Z 2012 Master Thesis Masters MCom http://hdl.handle.net/11427/12186 eng application/pdf School of Economics Faculty of Commerce University of Cape Town
spellingShingle Economics
Brooks, Laura
Financial inclusion in South Africa: a quasi-experimental approach
thesis_degree_str Master's
title Financial inclusion in South Africa: a quasi-experimental approach
title_full Financial inclusion in South Africa: a quasi-experimental approach
title_fullStr Financial inclusion in South Africa: a quasi-experimental approach
title_full_unstemmed Financial inclusion in South Africa: a quasi-experimental approach
title_short Financial inclusion in South Africa: a quasi-experimental approach
title_sort financial inclusion in south africa a quasi experimental approach
topic Economics
url http://hdl.handle.net/11427/12186
work_keys_str_mv AT brookslaura financialinclusioninsouthafricaaquasiexperimentalapproach