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A Machine Learning Approach to Predicting the Employability of a Graduate
For many credit-offering institutions, such as banks and retailers, credit scores play an important role in the decision-making process of credit applications. It becomes difficult to source the traditional information required to calculate these scores for applicants that do not have a credit histo...
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| Format: | Thesis |
| Language: | English |
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African Institute of Financial Markets and Risk Management
2020
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| Summary: | For many credit-offering institutions, such as banks and retailers, credit scores play an important role in the decision-making process of credit applications. It becomes difficult to source the traditional information required to calculate these scores for applicants that do not have a credit history, such as recently graduated students. Thus, alternative credit scoring models are sought after to generate a score for these applicants. The aim for the dissertation is to build a machine learning classification model that can predict a students likelihood to become employed, based on their student data (for example, their GPA, degree/s held etc). The resulting model should be a feature that these institutions should use in their decision to approve a credit application from a recently graduated student. |
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