Full Text Available
Note: Clicking the button above will open the full text document at the original institutional repository in a new window.
Determinants of remittance channels amongst immigrants in South Africa
South Africa, being viewed as the centre of opportunities and enormous business prospects, is noted as having a long history of migrants, stemming from the South African Development Community region, seeking employment opportunities, both legal and illegal. Extant literature shows that there is a su...
Saved in:
| Main Author: | |
|---|---|
| Other Authors: | |
| Format: | Thesis |
| Language: | English |
| Published: |
Graduate School of Business (GSB)
2020
|
| Subjects: | |
| Tags: |
No Tags, Be the first to tag this record!
|
| _version_ | 1867613290671112192 |
|---|---|
| access_status_str | Open Access |
| author | Luhabe-Morrison, Lumko Ndumiso |
| author2 | Biekpe, Nicholas |
| author_browse | Biekpe, Nicholas Luhabe-Morrison, Lumko Ndumiso |
| author_facet | Biekpe, Nicholas Luhabe-Morrison, Lumko Ndumiso |
| author_sort | Luhabe-Morrison, Lumko Ndumiso |
| collection | Thesis |
| description | South Africa, being viewed as the centre of opportunities and enormous business prospects, is noted as having a long history of migrants, stemming from the South African Development Community region, seeking employment opportunities, both legal and illegal. Extant literature shows that there is a substantial flow of remittances from South Africa to other countries in the SADC region. Due to stringent South Africa's migration laws, many of these migrants remain undocumented, and hence use informal channels to remit to their countries of origin. This study investigates the determinants of remittance behaviour, which includes choice of remittance channels and level of remittances amongst immigrants residing in South Africa. This research contributes to the development finance (regional remittance market) body of knowledge by looking at South Africa within the SADC context. The research methodology employed was quantitative in nature, several statistical techniques were used to analyse the data including descriptive statistics with frequency tables, correlation, and binary logistic regression. SPSS and Stata 12 were used for data management and all statistical calculations. The descriptive statistics, including tallying of frequencies in the calculation of percentages, and central tendency summaries were used to summarise the data and present the sample profile and characteristics; binary logistics was used to test the three hypotheses on relationships and influences of the dependent and independent variables of interest. The findings of the study showed that sex, age, rental payments, and household expenditure were significant determinants or influencers of remittance behaviour. Furthermore, it showed that more immigrants were male, as compared to female immigrants in this study. This study concluded that since sex, age, rental payments, and household expenditure are significant determinants of remittance behaviour, the government, banks, and other stakeholders need to review their policies to create a platform that enables ease of remittances. Keywords: remittances, remittance channels, determinants of remittances, immigrants, remittance levels. |
| format | Thesis |
| id | oai:open.uct.ac.za:11427/32332 |
| institution | University of Cape Town (South Africa) |
| language | eng |
| last_indexed | 2026-06-10T12:33:48.261Z |
| license_str | Not specified — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UCTD — University of Cape Town Open Access Repository |
| publishDate | 2020 |
| publishDateRange | 2020 |
| publishDateSort | 2020 |
| publisher | Graduate School of Business (GSB) |
| publisherStr | Graduate School of Business (GSB) |
| record_format | dspace |
| source_str | UCTD — University of Cape Town Open Access Repository |
| spelling | oai:open.uct.ac.za:11427/32332 Determinants of remittance channels amongst immigrants in South Africa Luhabe-Morrison, Lumko Ndumiso Biekpe, Nicholas Finance South Africa, being viewed as the centre of opportunities and enormous business prospects, is noted as having a long history of migrants, stemming from the South African Development Community region, seeking employment opportunities, both legal and illegal. Extant literature shows that there is a substantial flow of remittances from South Africa to other countries in the SADC region. Due to stringent South Africa's migration laws, many of these migrants remain undocumented, and hence use informal channels to remit to their countries of origin. This study investigates the determinants of remittance behaviour, which includes choice of remittance channels and level of remittances amongst immigrants residing in South Africa. This research contributes to the development finance (regional remittance market) body of knowledge by looking at South Africa within the SADC context. The research methodology employed was quantitative in nature, several statistical techniques were used to analyse the data including descriptive statistics with frequency tables, correlation, and binary logistic regression. SPSS and Stata 12 were used for data management and all statistical calculations. The descriptive statistics, including tallying of frequencies in the calculation of percentages, and central tendency summaries were used to summarise the data and present the sample profile and characteristics; binary logistics was used to test the three hypotheses on relationships and influences of the dependent and independent variables of interest. The findings of the study showed that sex, age, rental payments, and household expenditure were significant determinants or influencers of remittance behaviour. Furthermore, it showed that more immigrants were male, as compared to female immigrants in this study. This study concluded that since sex, age, rental payments, and household expenditure are significant determinants of remittance behaviour, the government, banks, and other stakeholders need to review their policies to create a platform that enables ease of remittances. Keywords: remittances, remittance channels, determinants of remittances, immigrants, remittance levels. 2020-10-26T11:57:57Z 2020-10-26T11:57:57Z 2019 2020-10-26T08:40:00Z Master Thesis Masters MCom http://hdl.handle.net/11427/32332 eng application/pdf Graduate School of Business (GSB) Faculty of Commerce |
| spellingShingle | Finance Luhabe-Morrison, Lumko Ndumiso Determinants of remittance channels amongst immigrants in South Africa |
| thesis_degree_str | Master's |
| title | Determinants of remittance channels amongst immigrants in South Africa |
| title_full | Determinants of remittance channels amongst immigrants in South Africa |
| title_fullStr | Determinants of remittance channels amongst immigrants in South Africa |
| title_full_unstemmed | Determinants of remittance channels amongst immigrants in South Africa |
| title_short | Determinants of remittance channels amongst immigrants in South Africa |
| title_sort | determinants of remittance channels amongst immigrants in south africa |
| topic | Finance |
| url | http://hdl.handle.net/11427/32332 |
| work_keys_str_mv | AT luhabemorrisonlumkondumiso determinantsofremittancechannelsamongstimmigrantsinsouthafrica |