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The national credit act: Interim attachment of goods sold on credit in a new era of South African consumer credit law

The financial crisis of 2007 has been described, by leading economists, as the worst financial crisis since the Great Depression of 1929.1 This crisis has contributed to the failure of businesses, the closure of banking and other financial institutions, and a dramatic decline in consumer wealth. The...

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Main Author: Smith, ML
Other Authors: Naude, Tjakie
Format: Thesis
Language:English
English
Published: Centre for Law and Society 2026
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access_status_str Open Access
author Smith, ML
author2 Naude, Tjakie
author_browse Naude, Tjakie
Smith, ML
author_facet Naude, Tjakie
Smith, ML
author_sort Smith, ML
collection Thesis
description The financial crisis of 2007 has been described, by leading economists, as the worst financial crisis since the Great Depression of 1929.1 This crisis has contributed to the failure of businesses, the closure of banking and other financial institutions, and a dramatic decline in consumer wealth. The prevailing economic climate has created a proliferation of 'cash-strapped' consumers. The consumer, worldwide, has been left in a very poor state indeed, with many losing their jobs, their homes and their livelihoods. Unable to generate an income the consumer has turned to credit providers, often relying on the credit they provide to live. But, as countries fall deeper into recession consumers become worse off and are defaulting on their credit obligations.
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institution University of Cape Town (South Africa)
language English
eng
last_indexed 2026-06-10T12:33:45.686Z
license_str Not specified — see source repository
provenance_str_mv Harvested via OAI-PMH from UCTD — University of Cape Town Open Access Repository
publishDate 2026
publishDateRange 2026
publishDateSort 2026
publisher Centre for Law and Society
publisherStr Centre for Law and Society
record_format dspace
source_str UCTD — University of Cape Town Open Access Repository
spelling oai:open.uct.ac.za:11427/43274 The national credit act: Interim attachment of goods sold on credit in a new era of South African consumer credit law Smith, ML Naude, Tjakie national credit act The financial crisis of 2007 has been described, by leading economists, as the worst financial crisis since the Great Depression of 1929.1 This crisis has contributed to the failure of businesses, the closure of banking and other financial institutions, and a dramatic decline in consumer wealth. The prevailing economic climate has created a proliferation of 'cash-strapped' consumers. The consumer, worldwide, has been left in a very poor state indeed, with many losing their jobs, their homes and their livelihoods. Unable to generate an income the consumer has turned to credit providers, often relying on the credit they provide to live. But, as countries fall deeper into recession consumers become worse off and are defaulting on their credit obligations. 2026-05-22T08:50:40Z 2026-05-22T08:50:40Z 2010 2026-05-22T08:41:39Z Thesis / Dissertation Masters LLM http://hdl.handle.net/11427/43274 en eng application/pdf Centre for Law and Society Faculty of Law University of Cape Town
spellingShingle national credit act
Smith, ML
The national credit act: Interim attachment of goods sold on credit in a new era of South African consumer credit law
thesis_degree_str Master's
title The national credit act: Interim attachment of goods sold on credit in a new era of South African consumer credit law
title_full The national credit act: Interim attachment of goods sold on credit in a new era of South African consumer credit law
title_fullStr The national credit act: Interim attachment of goods sold on credit in a new era of South African consumer credit law
title_full_unstemmed The national credit act: Interim attachment of goods sold on credit in a new era of South African consumer credit law
title_short The national credit act: Interim attachment of goods sold on credit in a new era of South African consumer credit law
title_sort national credit act interim attachment of goods sold on credit in a new era of south african consumer credit law
topic national credit act
url http://hdl.handle.net/11427/43274
work_keys_str_mv AT smithml thenationalcreditactinterimattachmentofgoodssoldoncreditinaneweraofsouthafricanconsumercreditlaw
AT smithml nationalcreditactinterimattachmentofgoodssoldoncreditinaneweraofsouthafricanconsumercreditlaw