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The relationship between financial inclusion and agricultural development in Southern Africa Development Community (SADC)
Dissertation (MSc (Agric))--University of Pretoria, 2019.
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| Format: | Thesis |
| Language: | English |
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University of Pretoria
2019
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| _version_ | 1867613515400871936 |
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| access_status_str | Open Access |
| author2 | Machethe, Charles Lepepeule |
| author_browse | Machethe, Charles Lepepeule |
| author_facet | Machethe, Charles Lepepeule |
| collection | Thesis |
| dc_rights_str_mv | © 2019 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Dissertation (MSc (Agric))--University of Pretoria, 2019. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/70621 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:37:22.574Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2019 |
| publishDateRange | 2019 |
| publishDateSort | 2019 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/70621 The relationship between financial inclusion and agricultural development in Southern Africa Development Community (SADC) Machethe, Charles Lepepeule ncedoneido@gmail.com Langwenya, Nomfundo Noncedo UCTD Dissertation (MSc (Agric))--University of Pretoria, 2019. An inclusive financial system has been widely recognized by most policy makers around the world and is becoming a priority in policy making globally. An inclusive financial system is one that creates economic opportunities along with ensuring equal access to them. Agriculture, on the other hand, continues to be renowned as an engine for growth in many poor economies and thus the importance of financial inclusion for agricultural development cannot be ignored. This research work sought to examine the relationship between financial inclusion and agricultural development in Southern African Development Community (SADC). The main objective of the study was to establish the relationship between financial inclusion and agricultural development in the SADC region. The study determined the level of financial inclusion in the SADC region by calculating the index of financial inclusion. The index gathers information from the World Bank G20 financial inclusion indicators using methodological inputs from the research works of Sarma (2008). An agricultural development index was also calculated to determine the level of agricultural development in the SADC region using secondary data from the African Development Bank, an open Africa database. To determine the relationship between financial inclusion and agricultural development, secondary data were extracted from the African Development Bank’s open data for Africa database. These data were analyzed using descriptive statistics, correlation and regression analysis. Excel software was used to transform the variables into a format suitable for analysis, after which STATA version 14 was used to provide the basis of analysis and the findings of the study. For the basis of analysis and because of the unavailability of data on agricultural development measured as a single number, the Agricultural Production Index (API) was used as a proxy for agricultural development. A period of ten years was covered, from 2005 to 2014, for all 15 SADC countries and the panel fixed effects regression model was confirmed by the Hausman test as appropriate for the study. The regression analysis established that the usage of financial services (amount of bank loans as a proportion of total deposits) has a statistically significant relationship with agricultural development. The number of bank branches (per 1000 km2) and ATMs (per 100 000 people) have a positive relationship with agricultural development and thus an increase in access to financial services is associated with an increase in agricultural development in the SADC region. Therefore, this study confirmed the hypothesis that agricultural development and financial inclusion are positively related. Hence, high financial inclusion is associated with high agricultural development in the SADC region. Agricultural Economics, Extension and Rural Development MSc (Agric) Unrestricted 2019-07-08T09:47:03Z 2019-07-08T09:47:03Z 2019/04/17 2019 Dissertation Langwenya, NN 2019, The relationship between financial inclusion and agricultural development in Southern Africa Development Community (SADC), MSc (Agric) Dissertation, University of Pretoria, Pretoria, viewed yymmdd <http://hdl.handle.net/2263/70621> A2019 http://hdl.handle.net/2263/70621 en © 2019 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | UCTD The relationship between financial inclusion and agricultural development in Southern Africa Development Community (SADC) |
| title | The relationship between financial inclusion and agricultural development in Southern Africa Development Community (SADC) |
| title_full | The relationship between financial inclusion and agricultural development in Southern Africa Development Community (SADC) |
| title_fullStr | The relationship between financial inclusion and agricultural development in Southern Africa Development Community (SADC) |
| title_full_unstemmed | The relationship between financial inclusion and agricultural development in Southern Africa Development Community (SADC) |
| title_short | The relationship between financial inclusion and agricultural development in Southern Africa Development Community (SADC) |
| title_sort | relationship between financial inclusion and agricultural development in southern africa development community sadc |
| topic | UCTD |
| url | http://hdl.handle.net/2263/70621 |